Buyer's Assistance Programs
If you are buying your first home and have an income below a certain bracket, you may qualify for a First Time Home Buyer Grant, a free government grant that will help you pay the downpayment and the closing costs on your first home. Like any other grant, this money comes with no obligation to repay and doesn't incur any debt or interest as a loan would.
Florida offers many different buyer's assistance programs, most of which have completely different criteria to qualify. Generally, acceptance criteria is based on financial need and income qualifications. Some programs may also require you to attend education courses before qualifying. Detailed research is important, and the requirements may be strenuous, but the benefits can be invaluable.
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