Buyers, seek incentives! The market is flooded with homes for sale and sellers oftentimes are willing to "sweeten the deal" to get out from under their house. In today's market it is not unusual for the seller to provide incentives for you to purchase their property. Such incentives could include:
- Paying for some or all of your closing costs.
- Prepaying one or two years of your association dues.
- Replacing the carpet or flooring.
- Replacing the roof.
Buying incentives are becoming more and more frequent, so make sure you know about them ahead of time. In order to avoid taking any chances with mortgage fraud, always be careful to ensure that if any money changes hands, it is clearly shown on the HUD.
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